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Ask a Mortgage Banker... Part of Curbed University!

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Curious about borrowing to buy that dream home in the Hub? Wondering what it all entails beyond the credit check? Well, clear the confusion and get some answers with our Ask a Mortgage Banker... feature, part of our ongoing Curbed University. Our expert answerer? Brian Cavanaugh, senior mortgage banker at Residential Mortgage Services Inc. Email us or submit via the comments button to the top right. Anonymity guaranteed.